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$950,000

996 Headwater Rd

Annapolis, MD
ACTIVE-BRIGHT
4
Bedrooms
3.5
Bathrooms
2,484
Square Feet
0.42
Lot Size (acres)
1986
Year Built
25
Days On Market

OPEN HOUSE SUNDAY NOVEMBER 8TH FROM 11AM TO 1PM Beautifully refreshed Waterfront colonial on a cul-de-sac, now offered with a substantial price improvement. Every inch shines with all-new interior and exterior paint, refinished hardwoods, and all-new carpeting. Main level kitchen has been upgraded with a new GE stainless steel appliance suite, combined with a family room that opens onto a deck with views of the creek, fire circle, playset area, and your own private pier with a boat slip. Main level mud room with laundry, built-in storage, and side entrance. Second level features a primary bedroom with a private balcony, upgraded fixtures in the primary and hall bathrooms, and three additional bedrooms. The fully-finished walkout lower level features granite counters, heated ceramic floors, a built-in electric fireplace, a second kitchen, and a spa bath with a second laundry room—perfect for guests or income potential. Enjoy maximum versatility and serenity minutes from Downtown Annapolis and the Naval Academy! Assumable first mortgage available at 3.25%.

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Listing Information

Listing Updated
13 hours ago
Listed By
Greg Koch, 4108026006 · Taylor Properties, 3019702447
MLS#
MDAA2159150
Source
Bright
Status
ACTIVE-BRIGHT

Open Houses

  • Sunday, November 8
    Fabulous Annapolis Waterfront w/Pier and Slip
    11:00 AM – 1:00 PM

Facts & Features

Location

Community Information

Address
996 Headwater Rd, Annapolis, MD 21403
City
Annapolis
County
Anne Arundel
Neighborhood
KITTY CREEK
Zip Code
21403

Architecture

Bedrooms
4
Bathrooms
3.5
Year Built
1986
Style
Colonial
Construction Materials
HardiPlank Type
Building Area
2,484 sq. ft.
Foundation
Block
Levels
Three Or More
Garage
Yes
Garage Spaces
1
Parking Features
Driveway, Attached, Garage, On Street

Features & Amenities

Appliances
Dishwasher, Electric Range, Electric Water Heater, Microwave, Cooktop, Electric Oven, Stainless Steel Appliance(s), Water Purifier
Flooring
Wood
Patio and Porch
Patio, Deck
Cooling
Central Air, Electric
Heating
Forced Air, Electric

Property Features

Lot Size
0.42 Acres
Lot Features
Waterfront
View
Water, Creek/Stream
Water
Well
Sewer
Public Sewer

Square Footage

Above Grade
1,700 sq. ft.
Total
2,288 sq. ft.

Tax & Financial Information

List Price
$950,000
Annual Taxes
$8,583
Association Fee
$230 (paid Annually)
Association Amenities
Boat Dock, Boat Slip

Schools

74/100
Hillsmere Elementary
Elementary · Grades PK–05 · 0.3 mi
City
Annapolis
Students
402
Parent reviews
5.0★ avg · 2 reviews
Student body
57% White · 20% Black · 18% Hispanic / Latino
Free/reduced lunch
40%
Phone
(410) 222-1622
74/100
Eastport Elementary
Elementary · Grades PK–05 · 2.3 mi
City
Annapolis
Students
300
Parent reviews
5.0★ avg · 2 reviews
Student body
48% Hispanic / Latino · 35% Black · 13% White
Free/reduced lunch
80%
Phone
(410) 222-1605
58/100
Georgetown East Elementary
Elementary · Grades PK–05 · 1.2 mi
City
Annapolis
Students
308
Parent reviews
3.0★ avg · 2 reviews
Student body
46% Black · 45% Hispanic / Latino · 4% White
Free/reduced lunch
87%
Phone
(410) 222-1610
57/100
Wiley H. Bates Middle
Middle · Grades 06–08 · 2.7 mi
City
Annapolis
Students
659
Student body
39% White · 31% Hispanic / Latino · 23% Black
Free/reduced lunch
44%
Phone
(410) 263-0270
54/100
Annapolis Middle
Middle · Grades 06–08 · 2.1 mi
City
Annapolis
Students
987
Student body
38% Hispanic / Latino · 31% Black · 26% White
Free/reduced lunch
59%
Phone
(410) 267-8658
53/100
Annapolis Elementary
Elementary · Grades PK–05 · 2.8 mi
City
Annapolis
Students
298
Student body
48% Black · 27% White · 17% Hispanic / Latino
Free/reduced lunch
62%
Phone
(410) 222-1600
52/100
J. Albert Adams Academy
Middle · Grades 06–08 · 3.1 mi
City
Annapolis
Phone
(410) 222-1639
52/100
Mary Moss at Adams Academy
7th & Above · Grades KG–12 · 3.2 mi
City
Annapolis
Students
50
Student body
62% Black · 20% White · 10% Hispanic / Latino
Free/reduced lunch
86%
Phone
(410) 222-1639

School ratings are provided for informational purposes only and are subject to change. Attendance boundaries are for reference only — contact the school or district directly to verify enrollment eligibility.

Historical Data

Price History

DateEventPrice
10/13/2026Listed for sale$950,000

Listed by Greg Koch · Taylor Properties · 3019702447

Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Bright. All rights reserved.

Last Updated: November 7, 2026 at 1:05 AM | Source: Bright | MLS#: MDAA2159150

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